|
Skip 2 Mortgage Payments
Ask Us How!
Call Us Toll Free 24/7
866-742-RATE 
|
|
 |
|
|
|
|
|
Qualifying for a VA Mortgage |
|
VA Home Mortgage Loans provides 100% mortgages for purchase or refinance to qualified veterans online - The VA Home Loan specialists.
Our experienced team takes the pain out of home financing and our discounted military mortgage programs make the loan process even more worth your while.
The VA mortgage qualification is simple. You need your VA certificate of eligibility and the ability to make your monthly payment each month.
The underwriting guidelines are more forgiving and understanding than conventional lending so even if your credit score is below 600, there is a good chance you will qualify for a VA loan.
Savvy veterans love to skip a payment or two when they Streamline refinance their VA mortgage.
|
 |
|
|
Current VA Mortgage Rates |
|
VA Home Mortgage Loans posts the current interest rates daily. Check the latest updates whether you are refinancing or considering purchasing a new home. With rates this low all Vets should consider using the VA benefits for home financing.
We provide mortgage rate locks for VA streamline, rate and term, cash out or purchase money loans. VA interest rates remain low and if you're a veteran and you have an adjustable rate mortgage, we strongly recommend that you utilize your VA certificate of eligibility and refinance into a fixed interest loans will the rates are affordable.
Choose from fifteen or thirty year terms. Most borrowers need the 30-year term for debt to income purposes. The 30 year rates are so low it's hard to justify not locking in now.
|
 |
|
| 100% Home Loans |
|
One of the great benefits of being a veteran is the VA guarantee for home loans. Since our government insures VA home loans to 100%, mortgage lenders and new home buyers have little to lose.
VA mortgages do not require additional mortgage insurance, unlike FHA loans. So each month you will save money because your loan payment will be set with a fixed rate with no extra payments for insurance. Of course with these 100% loans there is no down payment required.
Military vets across the country and overseas are qualifying for the zero down home loans.
Our VA lenders offer home loans from $100,000 to $729,000. The VA loan limits vary depending upon your state, county and cost of living associated with your region.
|
 |
|
|
| |
| No credit check! |
 |
|
| No Out Of Pocket Costs! |
 |
|
|
|
|
 |
|
 |
|
Getting a VA Loan- The first thing to do is to obtain a Certificate of Eligibility from their regional VA office. If you do not have this Certificate, you will need to apply using VA Form 26-1880 and this will require a copy of DD-214 (Certificate of Release or Discharge from Active Duty) showing character of service.
The Department of Veteran Affairs, through the VA direct home loan program supplies home financing to eligible veterans in areas where private financing is not generally available and helps veterans purchase properties with no down payment.
Get started with your VA loan today. Fill out the free loan quote form on this page or call us.
|
|
VA Home Loan Benefits You Should Know 1. Skip 1 to 2 months of mortgage payment
2. No out of pocket expenses to you
3. No Appraisal Loans Available
4. VA Loans not affected by declining market values
5. Quick Escrow check refund
6. Close in as little as 10 days
7. No credit check or income verification needed to qualify
The VA does not provide any lending services, but they do guarantee that the qualified vets repay of the loan or they will pay the insurance portion of the mortgage that poses the most significant risk for mortgage lenders.
|
|
 |
 |
|