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California VA Loan
The VA Home Mortgage Loan Company provides special rate incentives for California VA Loans. Now is a great time for VA loan applicants to lock into a fixed rate mortgage under 5%. Consider 15 and 30-yearterms for VA mortgages. California Vets can choose from VA purchase, refinance, cash out and streamline options.
Ask your VA lender about the Cal Vet loan program and take advantage of lending discounts. California VA loans are available to qualified military veterans. VA rates are subject to change so consider locking the interest rate once you are approved. Thousands of California Vets have benefitted from the 100% home loan that is only available with the VA mortgage products.
The maximum guaranty amount (available for loans over $144,000) is 25% of the 2009 VA Limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2009 VA Limit shown below and VA will guarantee 25% of the VA loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly.
VA Lenders should check their own investor requirements regarding guaranty amounts and down payments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center (RLC) listed for that county.
State |
County |
VA Loan Limit |
RLC |
CA |
ALAMEDA |
$1,094,625.00 |
PHOENIX |
CA |
ALPINE |
$ 503,750.00 |
PHOENIX |
CA |
CONTRA COSTA |
$1,094,625.00 |
PHOENIX |
CA |
EL DORADO |
$ 516,250.00 |
PHOENIX |
CA |
LOS ANGELES |
$ 737,500.00 |
PHOENIX |
CA |
MONO |
$ 575,000.00 |
PHOENIX |
CA |
MONTEREY |
$ 525,000.00 |
PHOENIX |
CA |
NAPA |
$ 643,750.00 |
PHOENIX |
CA |
NEVADA |
$ 518,750.00 |
PHOENIX |
CA |
ORANGE |
$ 737,500.00 |
PHOENIX |
CA |
MARIN |
$1,094,625.00 |
PHOENIX |
CA |
PLACER |
$ 516,250.00 |
PHOENIX |
CA |
SACRAMENTO |
$ 516,250.00 |
PHOENIX |
CA |
SAN BENITO |
$ 937,500.00 |
PHOENIX |
CA |
SAN DIEGO |
$ 593,750.00 |
PHOENIX |
CA |
SAN FRANCISCO |
$1,094,625.00 |
PHOENIX |
CA |
SAN LUIS OBISPO |
$ 610,000.00 |
PHOENIX |
CA |
SAN MATEO |
$1,094,625.00 |
PHOENIX |
CA |
SANTA BARBARA |
$ 656,250.00 |
PHOENIX |
CA |
SANTA CLARA |
$ 937,500.00 |
PHOENIX |
CA |
SANTA CRUZ |
$ 805,000.00 |
PHOENIX |
CA |
SOLANO |
$ 435,000.00 |
PHOENIX |
CA |
SONOMA |
$ 566,250.00 |
PHOENIX |
CA |
VENTURA |
$ 650,000.00 |
PHOENIX |
CA |
YOLO |
$ 516,250.00 |
PHOENIX |
NOTE: For all counties other than those listed above, the VA loan Limit is $417,000. |
