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Why do so many military borrowers come to us time and time again for VA financing?
It's simple we deliver low rates with excellent customer service on all of our California VA loans.
2.75% is a fixed rate on a 15-year term. APR is 2.89% on a $250,000 loan with a monthly payment of $1,696.55.
3.375% is a fixed rate on a 30-year term. APR is 3.48% on a $250,000 loan with a monthly payment of $1,105.24. |
California VA Loan
The VA Home Mortgage Loan Company provides special rate incentives with no cost California VA Loans. Now is a great time for VA loan applicants to lock into a fixed rate mortgage that ensures affordability for decades to come. We have helped borrowers save thousands of dollars by securing the lowest possible interest rate on their VA loan. Consider 15 and 30-year terms for VA mortgages. California Vets can choose from VA purchase, refinance, cash out and streamline options. We provide military loans with fixed rates starting at 2.75%on 15-year and 3.375% on 30-year loans for California veterans.
Compare California VA Loans with the Lowest Rates on 100% Financing
Ask your VA lender about the Cal Vet loan program and take advantage of lending discounts. California VA loans are available to qualified military veterans. VA rates are subject to change so consider locking the interest rate once you are approved. Thousands of California Vets have benefitted from the 100% home loan that is only available with the VA mortgage products.
We offer Veteran loan programs in all California counties. We listed a few local highlights below:
- VA Mortgage in Los Angeles, Riverside, San Gabriel and Ventura Counties
- Orange County VA Loans
- San Diego Lenders offering Low VA Rates
- VA Home Loans in San Francisco, Santa Clara, San Jose and Marin Counties
The maximum guaranty amount (available for loans over $144,000) is 25% of the 2009 VA Limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2009 VA Limit shown below and VA will guarantee 25% of the VA loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly.
VA loan companies should check their own investor requirements regarding guaranty amounts and down payments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center (RLC) listed for that county.
State |
County |
VA Loan Limit |
RLC |
CA |
ALAMEDA |
$1,094,625.00 |
PHOENIX |
CA |
ALPINE |
$ 503,750.00 |
PHOENIX |
CA |
CONTRA COSTA |
$1,094,625.00 |
PHOENIX |
CA |
EL DORADO |
$ 516,250.00 |
PHOENIX |
CA |
LOS ANGELES |
$ 737,500.00 |
PHOENIX |
CA |
MONO |
$ 575,000.00 |
PHOENIX |
CA |
MONTEREY |
$ 525,000.00 |
PHOENIX |
CA |
NAPA |
$ 643,750.00 |
PHOENIX |
CA |
NEVADA |
$ 518,750.00 |
PHOENIX |
CA |
ORANGE |
$ 737,500.00 |
PHOENIX |
CA |
MARIN |
$1,094,625.00 |
PHOENIX |
CA |
PLACER |
$ 516,250.00 |
PHOENIX |
CA |
SACRAMENTO |
$ 516,250.00 |
PHOENIX |
CA |
SAN BENITO |
$ 937,500.00 |
PHOENIX |
CA |
SAN DIEGO |
$ 593,750.00 |
PHOENIX |
CA |
SAN FRANCISCO |
$1,094,625.00 |
PHOENIX |
CA |
SAN LUIS OBISPO |
$ 610,000.00 |
PHOENIX |
CA |
SAN MATEO |
$1,094,625.00 |
PHOENIX |
CA |
SANTA BARBARA |
$ 656,250.00 |
PHOENIX |
CA |
SANTA CLARA |
$ 937,500.00 |
PHOENIX |
CA |
SANTA CRUZ |
$ 805,000.00 |
PHOENIX |
CA |
SOLANO |
$ 435,000.00 |
PHOENIX |
CA |
SONOMA |
$ 566,250.00 |
PHOENIX |
CA |
VENTURA |
$ 650,000.00 |
PHOENIX |
CA |
YOLO |
$ 516,250.00 |
PHOENIX |
NOTE: For all counties other than those listed above, the VA loan Limit is $417,000. |
