Getting pre-qualified and obtaining a mortgage pre-approval letter is more important than ever for buying a home. Sellers are looking for buyers that have solidified home financing terms with a credible bank or lender. According to VA lender, James Kelly, “Get a pre-approval letter spelling out their terms of your VA mortgage offer credibility to the perspective home buyer.” The VA Home Mortgage Loan Company provides great service for all of their VA home loan programs. We take home buying seriously and have made VA purchase mortgage transactions a priority for automating the loan process. We are an approved VA lender that understands the importance of an efficient home loan process is to first time home buyers.
A VA mortgage pre-approval is determined primarily on the perspective borrower meeting the criteria of VA underwriting guidelines. Credit and income are the primary factors used to determine pre-qualification that enables our company to issue a mortgage pre-approval letter. VA mortgage rates are subject to change, so get pre-approved and lock in an interest rate as soon as possible.
VA Home Mortgage Loans is not a mortgage Lender or Broker. We are not affiliated with any government agencies, including the Department of Veterans Affairs.