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New Home Purchase Loans with Great VA Mortgage Benefits
Check out the low rate purchase loans and the mild requirements that come standard on the VA mortgage program. The Department of Veterans' Affairs ensures discounted home financing with no down-payment requirement and flexible credit guidelines on home purchasing. The VA Home Mortgage Loans' team. Veterans have a real advantage with one hundred percent financing.
- 100% LTV Mortgages
- Nothing Down on New Home Loans
- Great Rates on VA Home Buying
Our lending team provides veteran and active military families with a no down-payment loan for home buying. VA home loan rates are affordable and enable you to lower the interest rate if the rates drop with the VA streamline program. Compare options and terms on home loans now and enjoy the flexibility that comes with VA mortgages.
Conventional lenders only go to 90%, and FHA lending companies finance to 97%, but our VA loan programs allow borrowers to finance a new home with zero down. Credit is fairly relaxed as well. The VA is more concerned about the kind of borrower you are rather than what your credit score is.
There are no actual loan limits for a VA home loan, but most VA lenders limit the amount that can be borrowed to $417,000 and no more than 100% of the VA-established reasonable value of the property (determined by the appraiser hired by the VA). VA purchase loans can be financed on single-family or owner-occupied multifamily homes, including new construction.
In addition to veterans, VA home loans are accessible to active duty and reserve personnel as well as the unmarried spouse of a veteran who died in service or from a service-related disability. The VA Home Loan website has a very detailed list of its rules for eligibility based on status, time served, and whether service was during peacetime or war, among others.