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Zero Down VA House Loans for Military Veterans

- VA Purchase Mortgage
- No Deposit House Loans
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No Down-Payment Loans with the VA Program for Home Purchase

Did you know that the Veterans Affairs offers a "no money down home loan" to active and retired military borrowers? It is a true commodity to have access to a 100% mortgage with no down-payment required. Imagine buying your first home with no deposit or money "out of pocket." A zero down home loan option enables a borrower to save the money they would normally be required to use as a down-payment. Buying a home can introduce many new expenses.

Zero Down VA Mortgages with Record Low Fixed 30-Year Rates

Take advantage of our no money down home lending programs. Veterans deserve the best home financing, so no money down loans are the least our country can do for these brave soldiers. In a recent post on, the loan company underscored the value that VA offers a "home loans with no deposit" and the writer reiterated how special and unique these mortgages really are.

Did you know that there is no monthly insurance requirement on no money down loans through the VA program? FHA requires a minimum of a 3.5% down-payment on home loans and you are also required to pay mortgage insurance monthly.

How to Get a VA Mortgage Loan with No Money Down

A VA mortgage loan with no money down, or a guaranteed VA guaranteed loan, will allow an eligible prospective home buyer to purchase a home with no down payment necessary in order to close on the purchase. If approved, these are excellent loans with highly competitive interest rates that allow both active and retired service members, as well as their immediate families, a way to become homeowners faster and for less of an up-front cost.

Down payments on mortgages will often cause the home buying process to be a financially daunting one, as many loans will require home buyers to put down a hefty amount in order to close on the home. With a standard mortgage from a lender, it is not rare to see down payments of 20% of the cost of the home, causing home buyers to have to put down tens of thousands of dollars in order to close on their home purchase. Typically, these large down payments will cause prospective home buyers to need to save for many months, or even years, to afford the lump sum down payment, but government guaranteed VA loans with no down payment will often eliminate this inconvenient need.

In order to qualify for a VA mortgage with no money down the applicant must be an active, retired, or honorably discharged member of the military who has served for a certain period of time. Also, the families of fallen service members, including spouses and children, are often eligible to qualify for these no down payment VA loans through an approved military lender. Before applying for one of these mortgages, it is important to first make sure that all requirements and qualifications are met to ensure the best chance at approval. These requirements are often listed on the website, allowing those who are interested an easy way to research their level of eligibility.

VA mortgage loans through VA approved lenders are an excellent way to purchase a residence, and for those who qualify, they provide many benefits to the home buying process. No down payments and competitive affordable interest rates make these loans some of the most popular home financing options for qualifying members, allowing US service men and women an easier option when looking to become homeowners. The absence of a down payment makes owning a home a more affordable and achievable goal, making these particular home loans undoubtedly worthwhile for application.

No Down Payment Mortgage
Consider these VA Benefits with this Zero Down House Loan Program:

  • No Down-Payment Home Loans
  • No Monthly Mortgage Insurance
  • 100% VA Home Loans
  • VA Streamline Guarantees Low Rate
  • Refinance at 100% if Rates Drop
  • Are you eligible for Zero Down Loans?