VA Home Loans New Home Purchase VA Refinance VA Loan 1st Time Home Buying VA Rates



Current VA Mortgage Rates
VA Loan Qualifications
VA Loan Support
VA Mortgage Lenders
What is a VA Loan?

Apply Now!





VA Loan Down Payments

There is no easier way to buy a home than with a VA loan that requires no down payment. There are many different issues to be aware of when you begin to look toward the purchase of a house. It takes some time to get all of your financial affairs in order to make qualifying for a mortgage an easier process. For people who serve or have previously served in the military, the U.S. Department of Veteran Affairs offers assistance in the acquisition of a piece of property. There are a number of programs in existence, including No Down Payment Loans. This can be useful for a family just starting out and want to move into their own place of residence. Check with one of our VA mortgage lenders for home buying eligibility.

No Money Down Home Loans with VA

The amount that the buyer will be liable for VA Loan with a $0 Down Payment is dependent upon the total cost of the mortgage. There are guidelines in place that establish how much active and former military personnel can borrow toward a home. No money down mortgage loan programs are not as accessible today as they once were. This helps to ensure that the potential homeowner is not financing too much at one time and ends up with a mortgage that they are unable to handle. With the uncertainty in the housing market, making mistake early in the game can be very damaging to the long term potential of obtaining ownership of a home.

Loan Down Payments
Zero-Down VA Loans!

Free VA Loan Quote

Loan Type
Loan Balance
Credit Rating
Full Name
Phone Number
Filling out this form puts you under no obligations. By clicking "Get Started" I am consenting to have my information shared with one to four brokers or lenders and other business partners and for them to contact you (including through auto means; ie. autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.

The U.S. Department of Veteran Affairs has set up Maximum VA Loan Amounts for which people can qualify. If the individual does require the no down payment option, the most that can be financed is $417,000. There is another option for people that can afford to put 5% of the home value down. This alternative allows someone to place a 5% down payment and obtain up to $729,750 for the purchase of a new home. This choice is known as the VA Jumbo Loan. With this added flexibility and enough money, a person can easily acquire their dream home with little to no complications.

These VA Loan Limits have been created as a means to provide resources for those that have provided service to their countries. While they will not allow the purchase of the more expensive options, they do allow retired or active military members to begin the process of establishing their own home base. With a firm equity within their property, the so inclined person could use this home as collateral for a bigger house in the future. Deciding to use the resources for available from the VA Loan Down Payments programs, those that have enlisted in the armed forces can receive a major benefit for their dedication to the country.